Lenders
John Michaels
John Michaels John Michaelsmichaels@odowdmortgage.com I have over 25 years of mortgage lending experience in the Phoenix Metropolitan Area. I realize that purchasing your first or subsequent home can be a nervous time in your life. You need to feel at ease and confident with your lender. At O'Dowd Mortgage, we want you to be assured that our team will work hard to make the loan process as quick and painless as possible.

As a mortgage broker, we have the ability to access the best rates and terms for any of your lending needs. We are committed to provide consistent service you can depend on.

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Loan Programs
(Mouse Over each Loan Program for a description)
  Purchase
  Refinance/Cash-Out
  Home Equity Loans/Debt Consolidation
  Construction Financing - "One-Time Close"
  FHA Mortgage
  VA Mortgage
  Conventional Mortgage
  Lot Loans
  Reverse Mortgages
Loan Types
(Mouse Over each Loan Type for a description)
  Fixed Rate Mortgages:
        - Conforming/Jumbo
  1,3,5,7 & 10 Year A.R.M.
  COFI A.R.M.
  LIBOR A.R.M.
  Fixed Rate Balloon Programs
  Programs for "Credit Challenged" Individuals
  No Income/Asset Documentation
What do all these terms mean?
 
 
 
 
Equal Housing Lender. Equal Housing Lender