O'Dowd & Associates Mortgage Co., Inc.

In our commitment to be recognized as the best mortgage broker in Arizona.
Providing products and services which meet our customer's needs.
That our Associates must be knowledgeable professionals delivering superior service.
In a family culture which values, recognizes and rewards a diverse customer service work force.
That both teamwork and individual achievements are essential parts of our culture.
That trust, ethics and honesty are an absolute must.
In fair profits for quality products and services.
In responsible and ethical participation in all communities and trade groups with whom we do business.
That the best form of advertising with our customer is, “word of mouth referrals”.
In the small company mentality: We will never be so big that we lose sight of our reason for being.....The American Dream, Home ownership.

Loan Programs
(Mouse Over each Loan Program for a description)
	Purchase
	Refinance/Cash-Out
	Home Equity Loans/Debt Consolidation
	Construction Financing - "One-Time Close"
	FHA Mortgage
	VA Mortgage
	Conventional Mortgage
	Lot Loans
	Reverse Mortgages

Loan Types
(Mouse Over each Loan Type for a description)
	Fixed Rate Mortgages:
	- Conforming/Jumbo
	1,3,5,7 & 10 Year A.R.M.
	COFI A.R.M.
	LIBOR A.R.M.
	Fixed Rate Balloon Programs
	Programs for "Credit Challenged" Individuals
	No Income/Asset Documentation